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Gastric ulcers is the most common cause of horse insurance claims, says broker
Research carried out by SEIB Insurance Brokers has revealed that gastric ulcers were the top cause of horse health insurance claims over the past five years.Gastric ulcers were directly responsible for 11% of all horse insurance claims and linked to a further 63% of colic and digestive disorder claims during that five-year period.This is according to the research which looked at data from SEIB Insurance Brokers horse insurance claims records from 2020-24.Not only are gastric ulcers a common problem, but they are also a costly issue with research showing that they were the second most expensive type of horse insurance claim. Almost half of claims for gastric ulcers (42%) cost over 3,000.Gastric ulcers (red and white areas) as seen on a gastroscope. Credit: SEIBPhysical injuriesSEIBs research showed that the second most common cause of horse insurance claims were injuries, such as visible wounds and fractures, which occurred in the stable or field. The next highest number of claims were caused by wounds and fractures that occurred when the horse was being ridden.Most expensive claimsThe average costs for claims caused by degenerative disease or development disorder of a horses forelimbs was also over 3,000, with 17% of claims incurring vet fees in excess of 5,000 making this the most expensive average claim.Many horse owners dont anticipate the high costs associated with treating common issues like degenerative diseases or gastric ulcers until theyre faced with a significant vet bill,said SEIBs equestrian claims manager, Donna Leavens.This research highlights the potential costs of some of the most common issues. We hope it helps horse owners make informed decisions about their insurance needs and encourages preventive measures to ensure their horses well-being.Main image Shutterstock; inset image provided by Paton & Lee Equine Veterinary Surgery/SEIB Related contentHow to identify and prevent colicGastric ulcers: why the time of day you ride and feed is so importantExpert guide to horse health insurance and vet fees coverHow to tell if a horse is lameThe post Gastric ulcers is the most common cause of horse insurance claims, says broker appeared first on Your Horse.
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